Office Hours:       

Tue, Fri, Sat: 10am-4pm

Wed, Thu:  10am-7pm

Sundays: 2pm-7pm

Mon: CLOSED

                          

BY APPOINTMENT ONLY

                

FAQs

DENTAL INSURANCE

DO YOU TAKE MY INSURANCE?

 

  • We do not accept insurance assignments anymore, because we want to make available qualtiy dental care to everyone equally without sacrificing the quality of materials and quality time between patient and doctor.

 

  • Participating and accepting insurance create disparate access to dental care for those without insurance and poor dental coverage plans.

 

  • We still submit the claims as well as pretreatment estimates to your insurance complany electronically at no cost to you. And the insurance company will send you directly their share of responsibility for your dental treatment. If you see that the reimbursement amount is different than the pretreatment estimate the insurance initially gave, you can let us know right away to help with contacting your insurance company promptly. There are statue of limitations in time for the discrepancies in your reimbursement your insurance company. It is quicker for one person to find the discrepancies for one's reimbursement, because one person monitoring one reimbursement at a time is more effective than one person or one dental office monitoring hundreds and thousands of reimbursements from insurance companies.

 

  • We only collect for the procedures that was done when you visit.

 

  • If the dental procedure you really need is more than what you are comfortable paying for the visit, you can use Care Credit financing. It always allow no interest for 6 month each time you put on a charge of $200.00 or more.  You can apply by going to CareCredit.com or by clicking on the link below.

 

Apply for Care Credit Financing Here

 

  • Do you want to find out how much your insurance company will reimburse for your dental plan?  Call or email us to have us check, before your first visit here.

WHY DO I HAVE TO PAY WHEN I HAVE DENTAL INSURANCE?

 

  • Dental insurance is actually not an insuirance, but a dental benefit plan.  Also, it is only a form of financeial assistance to help with the expense of dental care. 
  • Some plans require that annual deductibles is paid by you first to get the benefit of the dental insurance plan you bought.
  • Dental benefit plans usually pay 80%-100% of preventive care such as dental exams, dental x-rays, dental cleanings, and dental sealants.  However, if you have a dental problem, such as a cavity or missing teeth, your plan will only pay 50-80% of the cost.  This is called the co-insurance or co-payment for the treatment procedures.  The cost of treatment that is outstanding after your insurance company pays is still your responsibility.
  • Dental benefit plans usually have limitations such as how often  the insurance company will pay for common procedures, such as dental examination, dental x-rays, dental cleanings.  Older dental benefit plans will pay for only 2 exams, 2 x-rays, and 2 cleanings per year.  It does not mean you only need 2 exams.  There may be times where you need exams more than twice such as going to a specialist for a consultation. However, if the insurance company sees that they already paid out for two exams, they will put the responsibility of the cost of the exam entirely on you. 

WHAT IS THE DIFFERENCE BETWEEN A DISCOUNT PLAN AND DENTAL INSURANCE?

  • DISCOUNT PLANS is where pay the insurance company to get a list of their con tracted netowrk dentistis where you can get dental treatment for a lower fee. The subscriber pays for all  dental treatment, including dental exams and dental cleanings, to the dentist at the time of the visit. For those treatments that are not negotiated by the insurance company with their contracted dentist, you will be responsible for the dentist's full fee.  With discount plans, insurance company does not pay anything toward your treatment as it would if it was a true dental insurance benefit plan. 

I HAVE TWO DENTAL INSURANCES, DO I STILL HAVE T0 PAY OUT-OF-POCKET?

  • If you have two dental insurance, it does not mean you have no out-of-pocket expense.  On the contrary, you still have out-of-pocket expense 99.99% of the time after the secondary insurance pays out.  There are times when the secondary insurance will pay nothing out on your treatment but reduces your annual benefit with the secondary insurance by the amount the primary insurance paid out.

 

 

 

 

 

 

 

 BY APPOINTMENT ONLY  

     Office Hours:       

Thu, Fri, Sat: 10am-4pm

Tues, Wed:  10am-7pm

Sundays: 2pm-7pm

Mon: CLOSED

Young Family Dentistry 819 Park Ave Plainfield NJ 908 205-8755 908 205-8755

Top 10 dentistry clinics in Plainfield
We are proud to announce that Dr. Catherine O. Young, DDS was awarded the 2015 Dentistry Plainfield Patients' Choice Award.
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